Yearly SIP Calculator

Estimate what investing a fixed amount once a year could grow to.

₹
₹1,000₹10 L
Enter a value between 1000 and 10000000.
%
1%30%
Enter a value between 1 and 30.
Yr
1 Yr40 Yr
Enter a value between 1 and 40.
Estimated value
—
    Start investing

    Frequently asked questions

    What is a yearly SIP?

    A yearly (annual) SIP invests a fixed amount in a mutual fund once every year, for example from an annual bonus.

    How is it calculated?

    FV = P × [((1 + r)^n − 1) ÷ r] × (1 + r), where P is the yearly amount, r is the expected annual return and n is the number of years. Each instalment is invested at the start of the year.

    Is a monthly SIP better than a yearly SIP?

    For the same total amount, a yearly SIP invests each year's money earlier, so at a steady return it can end slightly higher. A monthly SIP spreads your buying over more dates and is often easier to fit into a monthly budget.

    Disclaimer: This calculator is for illustration only. The results are estimates based on the rate of return you enter and do not indicate, promise or guarantee future returns. Actual returns vary with market conditions and are not guaranteed.

    Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns. Please consult your financial advisor before investing.