SIP with Lumpsum Calculator
Starting with a one-time amount and adding a monthly SIP? See what both together could grow to.
Frequently asked questions
Why combine a lumpsum with a SIP?
A one-time amount puts savings you already have to work straight away, while the SIP keeps adding from your monthly income.
How is it calculated?
The one-time amount grows as P × (1 + r)^t. The SIP grows as S × [((1 + i)^n − 1) ÷ i] × (1 + i), with i = r ÷ 12. The two values are added.
Can I set the initial investment to zero?
Yes. With no initial amount, the result is the same as a plain SIP.
Disclaimer: This calculator is for illustration only. The results are estimates based on the rate of return you enter and do not indicate, promise or guarantee future returns. Actual returns vary with market conditions and are not guaranteed.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns. Please consult your financial advisor before investing.