Inflation-adjusted SIP Calculator
See what your SIP could be worth in today's money, after allowing for rising prices.
Frequently asked questions
Why adjust a SIP for inflation?
Prices rise over time, so ₹1 crore in 20 years will buy much less than ₹1 crore today. The inflation-adjusted value shows what your future amount is worth at today's prices.
How is it calculated?
The SIP value is worked out as usual, then divided by (1 + inflation)^years to bring it back to today's money.
What inflation rate should I use?
Many people use 5% to 7% for India. Costs such as education and healthcare often rise faster than general inflation.
Disclaimer: This calculator is for illustration only. The results are estimates based on the rate of return you enter and do not indicate, promise or guarantee future returns. Actual returns vary with market conditions and are not guaranteed.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns. Please consult your financial advisor before investing.