Index Fund Calculator
Estimate what an index fund investment could grow to after costs, and how much its lower expense ratio could save you.
Frequently asked questions
What is an index fund?
An index fund invests in the same stocks as a market index, such as the Nifty 50, in the same proportions. It aims to match the index rather than beat it.
Why does the expense ratio matter?
The expense ratio is charged every year and reduces your return. Over long periods, even a 1% difference adds up to a large amount because of compounding.
How is it calculated?
The calculator grows your investment at the expected return minus each fund's expense ratio and compares the results. The return you enter is the market return before costs.
Does an index fund exactly match the index?
Not exactly. Tracking error means the fund's return can differ slightly from the index, in addition to the expense ratio.
Disclaimer: This calculator is for illustration only. The results are estimates based on the rate of return you enter and do not indicate, promise or guarantee future returns. Actual returns vary with market conditions and are not guaranteed.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns. Please consult your financial advisor before investing.