Expense Ratio Calculator
See how much a mutual fund's yearly expense ratio could take out of your returns over time.
Frequently asked questions
What is an expense ratio?
The expense ratio, or Total Expense Ratio (TER), is the yearly fee a mutual fund charges for managing your money, shown as a percentage of your investment.
Do I pay the expense ratio separately?
No. It is taken out of the fund's assets every day, so the NAV you see is already after expenses.
Direct or regular plan?
Direct plans have a lower expense ratio than regular plans of the same fund because they do not pay distributor commission.
How is the cost worked out?
Your investment is grown at the return you enter, and again at that return minus the expense ratio. The difference is what the expenses cost you.
Disclaimer: This calculator is for illustration only. The results are estimates based on the rate of return you enter and do not indicate, promise or guarantee future returns. Actual returns vary with market conditions and are not guaranteed.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns. Please consult your financial advisor before investing.